Family Wealth Insurance Advisors

Articles

David M. and Judy B. Jones Scholarship Fund: Supporting our community one student at a time

At David M. Jones & Associates, we understand the importance of planning for the future. While we may specialize in serving clients 60 years old and older, planning is typically to benefit younger generations. That’s why we believe that funding the education of future business leaders is so important. The price for obtaining an education […]

Annuities: A great investment or a ticking time bomb in your estate

Many retirees have discovered the apparent value of owning tax deferred annuities. However, the possibility of the gain being subject to state and federal income tax, the new Medicare 3.8 percent tax, and the possibility of Federal Estate Tax at the death of the contract owner (annuitant) have created a sizeable tax burden for surviving […]

The Power of Life Insurance in a Trust

For most of us, life insurance is a stand-alone product, a means of monetizing the insured’s life value at the time of his or her death and thereby supplementing his or her estate. However, this benefit can be greatly increased when life insurance is placed in a trust. Whether the trust is revocable or irrevocable, […]